Your oral health and overall wellness are connected, which means healthy teeth and gums are essential. Although brushing and flossing can prevent cavities and gum disease, you also should see a dentist regularly. Your dental insurance is an investment because it allows you to receive the comprehensive care you need for reduced rates. When choosing us as your United Healthcare dentist in Saginaw, we will help you achieve optimal oral health to support a healthy mouth and body.
United Healthcare provides dental insurance plans for families and individuals. Their policies focus on prevention, but also provide coverage for restorative services. Every policy differs, but most include:
A co-payment allows you to visit your dentist every 6 months for a cleaning and checkup to keep your teeth and gums healthy. Preventive dentistry is proven to reduce your risk of common oral health problems to lessen your need for costly dental procedures later. Researchers have found that $1 of preventive care may save up to $50 on restorative and emergency fees. You can keep tooth loss at bay while reducing your overall dental expenses.
However, if you require any dental work, don't worry about large bills. United Healthcare will cover some of the costs for medically necessary services after reaching your yearly deductible. You can use your annual allowance for common restorative procedures, like dental fillings, tooth extractions, dentures, and more.
Your dental insurance does not last forever. Your benefits will reset at the end of the year and you'll lose anything you have not used. You will not be reimbursed for your premiums or deductibles, even if you never see a dentist. With less than 3% of Americans meeting or exceeding their annual allowance, billions of dollars are lost in unused dental benefits every year. We do not want to see you throw money away.
United Healthcare recommends choosing a dentist in their network to benefit from more coverage. They have pre-negotiated rates with preferred dental practices to lower out-of-pocket expenses. However, you still have the freedom to choose a dentist that's out-of-network. You can use your dental insurance, but you may pay more out-of-pocket.
We will work on your behalf with your dental insurance in Saginaw to maximize your coverage. A member of our dental team will explain how your benefits are being used and discuss your payment options for any remaining balance. We offer several flexible financial solutions to keep a healthy smile within everyone's budget, like monthly payments with CareCredit.
Request an appointment through our website or call our office at (817) 420-7634 to speak with a member of our team.