With the help of insurance, you can be sure to enjoy getting the treatment(s) you need while also saving more in the long run. However, not all plans are the same, especially when it comes to the difference between medical and dental coverage. But what exactly makes them separate from each other? Keep reading to learn the difference between medical and dental insurance.
What Makes Dental Insurance & Medical Insurance Different?
Although both kinds of coverage plans are designed to help you work within your budget, they have different focuses regarding health care. Dental insurance is mainly focused on prevention, as your policy will mostly cover some or all of the cost of care for treatments that help avoid problems in the future. Medical coverage plans, on the other hand, help patients pay for procedures after an issue has already occurred. This is why dental insurance typically covers the cost of checkups and cleanings every six months, whereas medical coverage doesn’t.
4 Advantages of Preventive Dentistry
- Routine dental visits can help you save money: With regular checkups and cleanings with your dentist, you can end up saving thousands in the long term helping you avoid needing more costly restorative treatments.
- Biannual appointments keep dental emergencies at bay: The majority of urgent oral health situations typically stem from problems that could have been avoided with preventive dentistry.
- Non-dental issues can be detected with dental checkups: During your visit with your dentist, they will usually screen your mouth for other problems that can often show oral symptoms, including heart disease, diabetes, and oral cancer.
- Routine visits can help protect your overall health: Disease and infections can sometimes begin in the mouth and travel throughout your body via the bloodstream. By addressing oral health issues early on, you can keep the rest of you safer in the long run.
With dentistry prioritizing prevention in most cases, it’s no wonder dental insurance is different from medical coverage. If you still have questions about these two separate kinds of plans or you wish to understand the specifics of your policy, your provider as well as your dental team will be more than happy to walk you through the details!
About the Author
Dr. Rupeshwar Renkuntla has been providing dental care for almost two decades and remains dedicated to refining his skills and expertise. Along with being a member of professional organizations like the American Dental Association, he’s also in-network with various dental insurance companies that can help minimize your out-of-pocket expenses. If you’d like to know more about this financial option or wish to schedule an appointment, don’t hesitate to visit our website or reach out to our office at 817-989-2832.